What, exactly, qualifies a person as “rich”?  It depends who you are – here in the States the wealth of the top 1% is about 225 times greater than that of the typical family, compared to 125 times in 1962, and the cumulative wealth of the Forbes 400 was $1.54 trillion, equal to worth of the bottom half of American families.  Household net worth has been falling, and a recent Gallup poll states that the median income to be considered “rich” is $150,000 a year, up from the $120,000 that qualified a person as rich in 2003.  Amongst different demographics, however, what makes one “rich” is relative.  About 15% of respondents said it would take $1 million a year or more to fall into that category, but three in 10 say that they’d qualify as prosperous even pulling in less than six figures.  About half of Americans believe that affluence equates to at least $1 million in net worth.  Men, as well as people younger than 50, said they need more than $150,000/year before calling themselves rich; for women and older people, $100,000.  For college graduates, households with children under age 18 and residents in cities and suburbs, it’s $200,000 a year to categorize themselves as well off-double the amount stated by non-graduates, those without young children and people living in small towns or rural areas.